Send money to your loved ones, at 0 DH
With chari.ma, transfers between chari.ma accounts are charged at 0.00 DH. For a bank transfer to a Moroccan RIB, fees are displayed before you confirm. Here is how to send money to your loved ones in two taps.
Sending money to a loved one already on chari.ma costs you nothing: the summary shows 0.00 DH in fees and they receive the exact amount, with no hidden fees and no small print. A transfer to a Moroccan RIB is a bank transfer: any applicable fees are clearly displayed before you confirm.
Between chari.ma accounts or to a RIB
You have two options depending on the recipient:
- Between chari.ma accounts (P2P): you send directly to someone who already uses chari.ma, at 0.00 DH.
- To a Moroccan RIB: this is a bank transfer to any account in Morocco; fees are displayed before you confirm.
Your beneficiary list
To move faster next time, chari.ma saves every recipient you pay under a clear alias. No need to re-enter the RIB every time: pick the contact, enter the amount and confirm.
Add a reason
You can tag your transfer with a reason to keep your history organized: Payment, Salary, Gift, Restaurant, Medical expenses… whatever fits.
What about cash withdrawals?
The money you receive is yours. Keep it in your account, use it to pay, withdraw it in cash at a partner agency, or send it on to a bank account by bank transfer.
Secure, as it should be
Every transaction is protected by your 4-digit PIN code and Face ID. chari.ma is the app from Chari, a payment institution licensed by Bank Al-Maghrib.